What clients and partners say

Their expert report was the star of the show. Their original quantitative research was instrumental in reaching a fair and groundbreaking settlement that could have implications nationwide.

Dr. Turner and his team provided us with consummate expert services on a range of consumer credit reporting issues. His affirmative and rebuttal reports were instrumental in securing positive outcomes for our client.

I am always pleased to consult with Dr. Turner on matters relating to consumer credit reporting. He has helped my clients on multiple litigation and non-litigation matters, and his expertise in the field is unparalleled.

I found them to maintain high levels of intellectual honesty and statistical integrity while avoiding ideological bias. They are well regarded by policymakers from both sides of the aisle.

As a witness in litigation in New England, Michael provided insightful and persuasive economic analysis of legislation that had been designed to restrict the use of data for marketing purposes.

PERC's research was instrumental in changing national law on credit information sharing. Using evidence, they crafted messages that had traction with a diverse range of lawmakers and helped us overcome steep odds to promote a fairer, more inclusive system.

Dr. Michael Turner is an articulate expert who possesses a global vision in the field of information policy, and we highly value our collaborations relative to our ongoing research in credit access and credit risk modeling. He and his staff are very thorough and methodical in conducting research and forming conclusions. Their work is theoretically sound and the results of their studies are of practical benefit to stakeholders.

TransUnion's relationship with PERC and the work they have conducted on our behalf in Central America has been invaluable. Through our joint community outreach and communication efforts, we have been able to make great strides in the education of government officials, the financial community and consumers on the benefits of a full-file credit reporting system.

The work of the Information Policy Institute has played a critical role in advancing the credit reporting debate in Australia. For over two decades various organisations attempted to promote reform in this important area, with no success. In a 2005 speaking tour organised by D&B, Dr. Turner applied a level of research and analysis to the debate for the first time that provided an important launching pad to reform.

There have been few opportunities to move community development forward in a way that both produces systemic change and increases an individual's access to capital. The work that PERC and Dr. Michael Turner have produced to demonstrate how alternative personal information can enhance credit profiles and normalize credit access turns existing models on their head and alters how models will operate in the future.

PERC's Asia-Pacific Credit Coalition has been an invaluable partner in our efforts to develop and promote a regional standard for consumer credit reporting. Their research and testimony have shaped the general understanding of the economic importance of full-file, comprehensive consumer credit reporting.

PERC's expertise on global credit reporting and credit policy issues was instrumental to our conference's success. PERC's publications are widely read by government officials and academics in China and are well respected.

PERC is the go-to expert on credit and data policies. The staff are responsive, insightful, and trustworthy. As a Capitol Hill staffer, PERC is one of the reliable policy shops that help us understand what's happening and what the impacts could be.

PERC's study of alternative data in credit risk assessment had a very important impact on China's policy on alternative data. They shared their findings through seminars in China and abroad and consulted with us directly.

PERC has been a driving force and credible voice for a more financially inclusive world. Their rigorous approach and timely empirical research show how alternative data is a sound avenue for qualifying creditworthy borrowers shut out of mainstream financing.

PERC helped Kenya establish a credit reporting framework and reviewed the pilot credit-information-sharing initiative, laying the foundation for what is today a separate legal entity. Kenya is now a regional leader in credit-bureau penetration, with private bureaus receiving full-file data from a wide range of providers.

I have the highest respect for the entire PERC team. For years they have published breakthrough qualitative and quantitative analytics across consumer credit, macroeconomics, and banking. It is one of the few policy-research institutions recognized by the World Bank, renowned for influential studies on credit markets in over a dozen countries.